Families
On average every Alberta household spends in excess of $2,500 per year on health and medical expenses that are NOT covered by the provincial health plan. In addition, per capita, spending on dental services & procedures in Alberta amounts to nearly $500 per year. Our plans help ease the cost of these ongoing expenditures and will provide much-needed coverage for many costly, less-frequent occurrences such as an unforeseen accident or illness.
A typical busy family will juggle work, children’s school, sports teams, board meetings, family outings, and ageing or elderly parents. People often experience setbacks like a nagging injury or acute accidents. Wellness and medical practitioners like Psychologists, Naturopathic doctors, Chiropractors, Physiotherapists, Massage Therapists & Acupuncturists are a common expense for today’s families. A dental accident could easily cost $5000, ambulance and air ambulance are a billed service, an expensive drug or the need to have in-home nursing for a few months.
A dental accident could easily cost $5000, ambulance and air ambulance are a billed service, drugs are expensive, and there’s always the possibility of the need for in-home nursing for a few months.
Imagine your spouse has just accepted an offer to become a contractor instead of an employee, for flexibility and opportunities to increase income. The new arrangement does not include a benefit plan. Before you have had time to call around and look into purchasing a health plan, your 14-year-old daughter falls off her bike on the way to school and chips two teeth. The cost of dental work to repair is $7200. Now what?
Small Businesses
As a small-business owner, you recognize the importance of and need for providing a benefit plan to help protect your employees and promote wellness among what is arguably your business’s greatest asset, its people. But so often the escalating premiums of these plans, the “one-size-fits-all” marketplace, and the ongoing balancing act between the cost and benefits are a source of frustration.
Each employee chooses a plan that is uniquely theirs. Each Employer sets their own cost for the benefits and retains complete control of the costs going forward.
With the Easy Plans software, you can assist your employees with the cost of their benefits by providing them with a Tax-Free Health Spending Account (HSA) that is also tax deductible for your business. You determine the level of funding, and can also establish different classes, or reward employees for longer durations of service.
Your employees simply use their Health Spending Account to pay for a personal benefit plan of their own choice, as found on the Easy Plans application. In addition, virtually any medical or dental expense can be claimed on an HSA, giving your employees the flexibility to save a portion of their Spending Account to also pay for expenses that may not be covered by their personal benefit plan.
Ease of Administration
Our Health Spending Accounts are super easy and simple to set up and administer. Since your employees will have the relationship with the insurance company (of their choice), you will never have to worry about trying to meet the needs of every employee, or staff who don’t want to participate, or the insurance company renewals & associated cost increases. No more late applicants, insurance questionnaires, or billing discrepancies. The Easy Plans model will reduce your business’s cost & time spent on administration and provide cost certainty, all while providing your staff the flexibility and freedom to build their own plan.
Select Your Plan!